Hi there! Everyone helped me a few years ago to settle some loans I took to help pay for my cancer bills that I did not know were illegal tribal loans. I just received a letter from Midwest Fidelity I attached. I'm not sure what to do with this. First of all, I don't remember even taking a loan from Uncle Warbucks. Second of all, I looked the company up and Uncle Warbucks is a Canadian tribal company. Can Midwest make me liable for this? and will this end up on my credit report if I don't pay it?

I have found that I have some unpaid balance in one of my credit cards for long. It is about $400. However, the credit card company hasn't contacted me. What do I do? Will I pay it off? I haven't made any payment for past 2 years on that account. I stay in Louisville, Kentucky.

I am a 50 year old woman with a small nest-egg. I am a single mom with 2 kids. I have been working as a teacher for 20 years. There isn’t a lot of money left after covering all my expenses. How much should I save in my retirement savings account provided I retire in my 70s?

I am a stay-at-home mom without any job. I don’t have any income. Is there any way to build credit? Please suggest. I have had bad credit in the past due to some unpaid bills.

I have read that one needs to save about 20% income every month. But, does it include the emergency fund too? Or, do I have to save for the rainy days separately? I am a little confused. Any suggestions please.

Okay here is the Deal. I have had payday loans but now they are saying i have outstanding fraud charges on my name. I need help quick to resolve this issue. Any advice will be helpful

Can you please tell me how much my credit score will drop if I make minimum payments on my credit cards for a couple of months?

Can I do debt management without any professional help? Is it possible?

A debt collector has sent me court papers for a 6 year old debt. What should I do? Should I respond or leave it?

How fast is it possible to repay holiday debt? Somehow I have incurred about $5000 during the holidays in my credit card. I can pay it off with my savings. but I don't think it'll be a wise decision. My job is stable but don't know since many are telling that we can experience an economic recession.