Good Evening I went to college for about 2 years and racked up close 2 $20K in student loans. I am getting married in under a year & the Bills just seem to keep adding up my fiance gave me the idea of filing for Partial Bancruptcy which I really don't want to do but if it would get rid of my debt I would consider it??? I am just curious what happens when I consolidate My debt???

I am just wondering if anyone knows certain loan companies that I may go through to obtain a vehicle loan.

Hi, I am engaged, but not married yet. Is it possible to consolidate my credit card debt under his under his name, or is that impossible? We would like to consolidate both of our credit card debt under his name so that my credit score will improve. Any ideas?

Hi! I currently have a mix between credit card debt and student loans from undergraduate and grad school. It totals about $30,000. Would it be good to consolidate all of it into one loan, or should I keep the student loans and credit card stuff separate? Also, if I did get a debt consolidation and then closed all of the other accounts, would I be more likely to get a mortgage loan, or less likely...assuming I have good credit, which I do. Moll-

We have high interest credit cards (23-28.74%) with high balances ($41,900) and looking to consolidate into one payment with one low interest rate. How does this work and what are the fees associated with your company for this service? Will my accounts then by closed until paid off?

I am considering debt consolidation for my credit card debt, but wondered how much this effects my credit report. Will I be able to get a car loan in the next couple of years? Also, I have been told that because debt consolidation means that my bills are paid by a third party, it shows up as "third party payment" on my credit report and can be confused with bankruptcy by banks and creditors. Is that true?

I am a single Mom with about $11000.00 in credit card debt alone. I also owe about $6000.00 on a car loan. I am in good credit standing so many of my interest rates are about 10%. But, I am tired of not having enough money at the end of the month to feed my child, the payments are simply killing us. I was told by a credit counselor once that they could not do anything for me because my interest rates were already as low as they could be, and going through them may not leave my credit record looking as good as it already is. But, I'm tired of suffering under a mountain of debt too.

I have about 22k in credit card debt. I am able to make my payments, however it is difficult. I have a great credit score, but since the debt is so high, I don't seem like I am getting anywhere in reducing the debt. Your program sounds attractive, but my concern is my credit.....Does this hurt my credit rating, are the current credit accounts cancelled ? Please respond ? Thank You

Does debt consolidation really work? Does it save you money and/or does it cost you a lot of money to do? Im looking for a program to consolidate all my debt into one low monthly payment. Is this possible?

Hey, so you have crossed the threshold of your basic education. Congratulations. Here are five smart steps to make a firm financial hold during these days. Be cautious while choosing your job This is the first and most vital step where you have to be most careful. Go for the job of your interest. In that matter even if it is low paying at the moment. For example, if you are an ad guy, you should not opt for a finance firm even if it pays you more.