I just joined and have looked around a bit and have not found a spot where you discuss how to use one's debt as a tax benefit. Whether there are or aren't benefits I would like to know if i can reduce my taxes or take an additional deduction for having been gotten into debt. Thanks, icfrivolity

I've been lucky so far with getting the 0% offers on credit card transfers, but I have this $20k debt that I really want to pay off (first sign of maturity!) So the question is do I get any tax benefits if I get a loan w/ an interest payment versus continuing transferring my debt around to credit card companies? Any suggestions would be helpful Icfrivolity

I don't have any recent credit reports on file, and I need one to accurately guess how much debt I'm in, so that I can start making steps to improve it. Where and how is the best place to get my credit report--FREE would be nice to, but willing to pay alittle. PLEASE HELP.

Where can i find your BBB listing ? :roll:

Thanks for the award. I really enjoy this site because while I help others, I am able to learn in the process. So I will definitely remain an active member of the community. Who am I supposed to contact regarding the award? I would also like to inform them that I would prefer to wait until my sum totals 500 before I collect. thanks once again, Benjamin

Hello, I am having a hard time setting up a good time for a phone call. I signed up for help. I received two phone calls from somebody but those times were not good for me. Can you tell me what is the best way to contact you guys ? Thank you very much! SW

These guys bought my account from NextCard Visa (they went Bankrupt, not usre if any of you know this story) Anyway, they've been harrasing me for the last year, and this last week I thought to myself that I'd really like to pay them and start over (repair my debt) but..... Doing a search for them on the internet, I now see all these nightmare stories of how people paid and are still being hounded by this company, and how they are one of the worst collection agencies on the planet, which obviously has me thinking twice. I don't know what to do?

Are there any companies out there that can sit down with you.. either over the phone or in person that can actually walk you through your credit report?

This company Asset Accceptance seems very big but I also hear that many people complain agaisnt them, I heard that they are rude and mean, but they do seems to have certain good services too which I have very little knowledge, what is the view of your company with this agency? Carl

i am back finaly i missed this joint! :D i just couldnt logon anymore?? anyway i am being slammed with misc. bills lately. i just dont think this month is good for me, i wish i could have seen it coming so i wouldnt have gone hog wild for my kids 5th b-day.