:?: I am thinking about a debt consolidation loan. I am currently paying jusy over 1200 on 4 credit accounts One card is 25000 at 11 % another is 15000 at 6 % and second mortgage of 11000 at 8%. And a couple smaller items. I was offered a loan of 56,500 at 13.7% for 20 years (690/mo)and I could probably add 100 every month. This would reduce my monthly payments by $600, and I'm still trying to send a couple kids through (community) college. Does this look like a good option or arethere better ones?

Dear Friends, Tintin is back with more news, Joseph Ratzinger is just selected as the new Pope, he will called Benedict the XVI. Tintin

Hello everyone, I would really appreciate some advise. Here's my story. I was an international student studying in Boston in 2002.

Hello, I'm 24 years of age, I currently only make 1700 dollars a month salary. I started a clothing company about 3 years back. Due to bad business decisions I'm currently about 31,000 dollars in debt. Over 2 different personal credit cards and 1 business credit line (1 card is just under 24k other card is about 3k and the line is 4,500). I pay about 1100 dollars in credit card bills every month. I have no clue whatsoever on what to do. I don't know where to start. Is it even possible for me to get this down to a certain percentage rate where I pay under 500 dollars a month? Ha-ha. :oops:

Hi, Looking for information... Recently divorced after a long seperation and nasty court battle. My ex- failed to pay bills while I was deployed to Iraq for a year and ruined my credit. She got the house in the divorce and I got the bills. I curently owe approx $12000 in unsecured debt. And 9200 on my vehicle. I am trying to keep up but just can't. I am planning to remarry in afew months and don't want to drag all this over to her. I am planning to see an attorney about bankruptcy/ debt consolidation.

Many of you will consider yourselves lucky when you read that I am $55,413 in debt with 3 credit cards, and two personal loans. This has happened due to a lawsuit I was involved in after the ending of an 18-year relationship. Before that, I had high credit limits on cards, but absolutely no debt. However, I had to use my credit cards to help finance the legal costs associated with a civil suit between myself and my now "insignificant other". :x The interest rate on one of my credit cards has been increased to 28%, because they see me as a credit risk.

Can anyone give me any feedback on Allied Data Corp. Any experience or dealings with them? Thanks DBK

i THINK i MADE A HORRIBLE MISTAKE aLLIANCE ONE CALLED AND SO SCARED ME i GAVE THEM MY BANK ACCOUT NUMBERS FOR WITHDRAWAL IN 2 WEEKS. i TOLK THEM I MAY HAVE TO CALL BACK IF I COULD NOT BORROW THIS AMOUNT. DO I CALL MY BANK CANCEL THIS CHECK NOW OR WHAT, SHE SAID I HAD TO GIVE IT TO HER THE PASSED ME AROUND TO 3 DIFFERENT PEOPLE AND THEY WERE SO LOUD AND RUDE AND SEEM TO AGRRE ABOUT ME CALLING BACK IF I COULD NOT BORROW THE MONEY AND WHEN I DID THEY SAID I COULD NOT DO THIS IT WAS GOING TO GO THRU ON APRIL 24 WHAT CAN I DO HELP PLEASE.

I settled a (REALLY) old credit card debt direct with the creditor... IN JANUARY!! I have a CA STILL calling me on it... at home, at work, on my cell & I'm still getting letters. I have sent them copies of the settlement letter several times... I don't know what else to do!!!

Thought I was done with these clowns after they sent me a letter telling me I owed nothing as my Insurance paid for this bill, it was reported during the processing of my insurrance accordign to the letter I received. Today when I talked to them about deletign the entry, they refused to do so. So this is my attempt to use the HIPPA laws in my favor for this type of entry :? MY NAME MY ADDRESS Indianapolis, IN Date: April 15, 2005 St.