I have $28,000 dollars in unsecured debt, I have been making monthly payments on time but, I know that I need some type of relief because after making those monhly payments I have little or no disposal income. I call on a
debt consolidation Non-profit organization and they quoted me a price of 1,466.37 monthly (for 48 mths for total payment of around $67,00 dollars), it is out of my range. Is this the norm for monhly debt consolidation repayment for $28,000?