Should I close a credit card that has a high rate of interest and I use it rarely? I haven't been using it for past 5-6 months at least.

I had an Amex credit card 20 years ago. I had around $20,000 outstanding balance on my credit card. I have never paid a penny to Amex. Fortunately, Amex has also not bothered to call me or sue me in the last 20 years. They have not sent me a 1099c form also. Now, I am planning to apply for a new Amex card. Will that be too risky? Can they sue me now? Can they send me a 1099c form now?

How many times can I opt for balance transfer?

Which one is the better credit card? Chase Freedom Unlimited or Chase Freedom Flex?

When is the last tax filing date in 2021? Is there an extension?

My mom is going to retire next month. She has decided to close her credit card account. She does not want to incur credit card debt. She lives with me. She doesn’t own a home. And she is not planning to shop also. Do you think it is the right thing to do?

When is a good time for refinancing a mortgage loan ? I have a mortgage loan with a fixed rate of interest but the interest I'm paying is 4.4% .

The APR on my credit card has gone up. Why did it happen?

Hi! I have just received my fist credit card. Can you suggest me a few ways to avoid credit card fees?

When can w expect to receive the third stimulus check?