Hello I signed a judgement because I was told by the collector that the court date was the following week and to avoid this, I will have to sign the judgement and send it back before the court date. I told the collector that I could only afford $25.00 per month, so we agreed on $25.00 per month for 11 months and 150.00 for the next 6 years. I told him I could not afford the $150. He said he just needed to put something down for the courts and that I could call within the 11 months to continue the $25.00 per month payments.