I am getting a loan at a good rate but they are saying that I need to keep something as security? Is it a good move to do so? Is there any chance of losig the asset I am keeping? What should I check in the terms and conditions? I stay in Minnesota.

Hello. Does anyone know the laws on how much time a collection agency has to post a payment once they receive it? Also what agency governs rules associated with when payments need to be posted? Thanks!

Hi! I have a small business and my income is not the same every month. Will I qualify for Chapter 13 bankruptcy? I have a few credit cards that are in collections. The total debt amount is now $25,000. I have a business loan too

Can anyone tell me if Money Messiah is an illegal lender?

Is it ok to use credit cards when in debt if I pay the balance in full?

I have a query - Does a wrong information remain in the credit report if I don't dispute or there's some mechanism that the information is checked by some agencies?

Good morning, I am currently trying to help a family member that got in a bad way and took out some very high interest loans. This individual has been paying on them for quite some time and from looking at what they owe vs what they paid it seems like they are getting no where. These lenders are Mobiloans and Plain Green loans.

Can you help me? I have read about settlement and consolidation but can't decide what will be the most suitable one. Is there any formula to decide? I have credit card debt of about $10,000 and personal loan of about $5000. I have a steady income

I am in pay day loan hell. from reading through your forum i saw that i should close my account (which i did today) but i am unsure as to what i should do next. I have been talking with a pay day loan consolidation company . Am i doing it right ? If not what is the route to take from here?

I use credit cards and try to repay the balance every month. I pay my other monthly loan payments within the time. But, found that sometimes credit score falls. What can be the reason?