Hi, I am from Arizona. I have $25k debts on credit cards with a JDB. They are willing to settle at $10k. I refused. The debts should drop from my credit report in the next 2 years. I have offered to pay $1000. But, they didn’t agree. The told me to call them again with a better settlement offer. What can I do?

So I have been getting over 120 buck out of my paycheck every other week this year alone I have over 2000 dollars that I paid this year I have been paying this for about 2 or 3 years I'm not sure cause it's been so long my Question to u is we don't have a HR department and when u ask our managers any questions they say we don't know so how do I go about on finding out who is deducting from my paycheck because I haven't gotten anything about this no paperwork or anything on who is taking money from me all I get is my paycheck that says how much!

Will I only get deduction for charity donation if I opt for itemized deduction?

I have heard that payday loan is not that good. But, it has some advantages. So, how does it help? When should one take out a payday loan?

Is it worth to take out pdls to make monthly loan payments?

Hello, I have some Payday installment loan debt that is drowning me financially and I cannot keep up with them any longer. I am trying to get enrolled in the Debt settlement program that is offered from the law group that the chat on this website directs me to, but I can't afford to do that until I can get these loans to stop debiting my monthly payments. Long story short, can't yet close the bank account I have (that these loans take payments out of) because I paid my rent for two months with a personal check, and have to wait for those checks to be cashed before I can close the account.

I’m not a person to do a 9-5 job. So, I’m thinking to do few odd jobs. Is it possible to make money doing few odd jobs? I need some suggestion

What is meant by tax return? Why will I pay more and then get a return?

Is there any organization who can help you budget as per your lifestyle to save a significant amount?

I received a Civil Summons/Complaint from Citibank NA attorney for a past debt that I owe. The only things they have attached is an Exhibit A showing a billing statement from May of this year and then filing costs for the complaint. There is no date for a hearing or anything it just states that I need to respond within 20 days of receipt of the Summons or judgement by default may be taken against me for the relief demanded in the attached complaint plus costs. I'm not sure what to do or who to contact about this. Do I need to contact Citibank or the Attorney for Citibank that is listed?