My friend was saying that mortgage rates have reduced a bit. Is it a good time to buy a home?

I came across this forum. I stay in Stamford, New York.I want to say everyone to stay safe and healthy. We will overcome this crisis. Take care all!

Hello my name is Nicole and I am in need if help. I took out a 1500 loan from mobiloans 1 year and 6 months. I feel like I can never finish it off, I looked on the account and says I only have paid off 200 dollars which makes no sense! Is mobiloans illegal in florida? How do I get out of it?? Every month I have paid 256 dollars for 1 year and 6 months which adds to $4,608! I overpaid them :( Please help

Husband has a federal loan with PHEAA. He has defaulted and enter into a rehabilitation program. However, wages are garnished during the first five months as he proves he will pay in a timely manner. We received a letter from IRS stating our tax return would be offset on March 4th. We received another on the 26th saying that would be cancelled. I spoke with PHEAA Today and they did receive our tax return and it will not be returned becuase it was before the CARE Act (March 13th).

A debt collection agency has filed a lawsuit against me in February 2020. What will happen to that lawsuit now? I'm not going out of the house due to the viral infection. So, will they issue a warrant against me for not appearing in the court?

Hi So my situation. While we were still together my ex maxed out all of my credit cards. Stopped paying most of them (She handled our finances) Then left. I am on a very limited fixed income due to a permanent disability (SSDI). 3/4 of which goes towards my mortgage, rent and utilities. My finances have stabilized somewhat, online surveys have helped, and I can save small amounts here and there, but not enough to handle the debts. And not reliably enough to enter into a payment agreement. One of my debts was handed over to Portfolio Recovery Associates.

Can I opt for unemployment benefits for pay cut due to Coronavirus? Our organization has announced pay cuts for some people. Due to economic crisis in the country.

I don't know whether or not this is the right platform. Should I give more importance to paying back debt or to purchase an insurance policy say for home and car. The insurance company also demands quite a lot. And, how to pay to the insurance company? It creates a problem in the budget to make insurance payment in that month. Have to curtail elsewhere. i am having debts too.

I am asking this on behalf of my friend Catherine. Her mother's fianncial status doesn't make her eligible for getting Medicaid assistance. Someone had told her to set Medicaid Asset Trust for her. Can she get benefits immediately if she sets that trust? Say if she is admitted to hospital for any reason, will that help? How far medical insurance can cme to use? Can anyone assist what should be done?

I have heard that people always say to check credit report and score? How frequently should I check? Is it necessary to pay the price to check credit score 3 or 4 times a year? Does that change so fast?