Can I complain against a consolidation and settlement company if they're not providing services? I have make payments for 3 months but feel nothing has been done from their part. Where can I complain?

What is the best strategy to make minimum payments ? Shall I divide the minimum payments into 4 parts and pay in 4 weeks? Or, shall I pay the total amount once at the end of the billing cycle?

How can I protect my credit score during pandemic? What are the bare minimum steps I should take to atleast keep my credit score where it is?

Can I claim my entire amount back? I reserved a hotel for a vacation. But due to this pandemic, we are thinking of canceling our trip.

I am working with a settlement company. They have settled 2 accounts. However, in the case of a third account, they are asking me to pay more. Why is that so? Should I make additional payments to them?

Can I take legal step to recover extra amount paid on illegal pdl? Actually I have paid more on a pdl which I have found ou is not legal in my state. What should I do now?

10 months ago my dog was taken into an animal hospital due to low red blood cell count but otherwise completely healthy 11 year old dog. 48 Hours later he was dead. I paid a $1k deposit when first checking into the place and that is all I have paid thus far. The animal hospital never contacted me to collect and I figured it was because they acknowledge some responsibility for the dogs death, which I believe they are atleast somewhat responsible. Regardless, I got a letter from a collection agency demanding the remaining $4k payment.

I received a letter today from Farber and Brand. They are attempting to sue me for a credit card debt that is old. I was originally taken to court for payment, but unfortunately defaulted. The judgment in that case was filed 11/2010. Has the SOL expired? They also sent a copy of an ENTRY OF APPEARANCE. I'm confused and don't know what to do. This debt is not even on my record anymore. I could use some good advice if anyone can help.

I have heard that you can make more payments if you make biweekly payments instead of paying once every month. Can you please explain how

Last Sunday, I was having lunch with my family. Suddenly, I received a call from a lady who said I owe $3400 on a credit card. The lady is apparently working in a collection agency. She asked me to transfer the amount to the CA. Can she call me on Sunday? Is it allowed? Should I pay this amount?