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Budget Worksheet

You can use the following budget worksheet to make an honest appraisal of your household budget. The worksheet helps you have the correct assessment of your income, expenses, savings, deficits, etc. All you need to do is fill out the fields with correct data. Leave out the fields which don't pertain to you. Once you have filled out the worksheet, you can determine whether or not you are actually been able to stick to your budget. After using this worksheet for around 3 months, you can also find out the areas where you need to improve.

Name:________________
Month: _______________ Year ___________

CATEGORY MONTHLY BUDGET AMOUNT MONTHLY ACTUAL AMOUNT DIFFERENCE BETWEEN ACTUAL AND BUDGET
INCOME:      
Wages Paid      
Bonuses      
Interest Income      
Capital Gains Income      
Dividend Income      
Miscellaneous Income      
INCOME SUBTOTAL      
       
EXPENSES:      
Mortgage or Rent      
Utilities: Gas/Water/Electric/Trash      
Cable TV      
Telephone      
Home Repairs/Maintenance      
Car Payments      
Gasoline/Oil      
Auto Repairs/Maintenance/Fees      
Other Transportation (tolls, bus, subway, etc.)      
Child Care      
Auto Insurance      
Home Owners/Renters Insurance      
Computer Expense      
Entertainment/Recreation      
Groceries      
Toiletries, Household Products      
Clothing      
Eating Out      
Gifts/Donations      
Healthcare (medical/dental/vision, inc. insurance)      
Hobbies      
Interest Expense (mortgage, credit cards, fees)      
Magazines/Newspapers      
Federal Income Tax      
State Income Tax      
Social Security/Medicare Tax      
Personal Property tax      
Pets      
Miscellaneous Expense      
EXPENSES SUBTOTAL      
       
NET INCOME (INCOME LESS EXPENSES)