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Posted: Sun Jun 15, 2008 11:01 am Subject: National Arbitration Forum Response

Chase Bank and the National Arbitration Forum. I do NOT want to go through this forum, so, how should I respond to the load of questions sent to me. In the first place, all this info was sent to my previous address. So I never had a chance to respond to the 30 day letter and ask for validation. Lucky me that my ex gave me all this stuff before it was too late to respond, except my time is limited now. And when I do respond, do I send a copy to the forum AND the Attorney, both? Thanks for your advice. Smile

And, how do I respond? A simple letter stating I do not want to go through this forum, any advice?

Cellular · Posted: Sun Jun 15, 2008 9:10 pm Subject:

Shazzers, has Chase PROVEN, not just said that you are required to submit to Arbration?

Also is this the OC?

Posted: Mon Jun 16, 2008 4:05 am Subject:

The documents are from Mann/Bracken LLC, however, it states that Chase is their client. It states that this claim is governed by the state of Delaware. The exhibits enclosed are; A., B., & C. Citing Del Code § 2301, 3912 and 951. I really don't want to do this. Confused

Guest · Posted: Mon Jun 16, 2008 5:18 am Subject:

Anything else with those codes for Delaware?
does it just say Code § 2301?

If you still have time, dispute everything demand all documents including a copy of the arbitration clause. Send it overnight if you have to.

Posted: Mon Jun 16, 2008 5:40 am Subject:

Yes, that's what it says, the codes, three of them, the one's I posted. Smile

Posted: Mon Jun 16, 2008 12:14 pm Subject:

Ya know, the more I think about this, the angrier I get, I was never served properly and never afforded my due rights. I really am tempted to send a validation letter to these clowns. What baffles me is, my correct address is on my credit report, so they had to know they were sending this info to my previous address. I know one thing, I am going to be looking for a loophole tonight when I get home. I think this arbitration process is a bunch of crap! Twisted Evil

Guest · Posted: Mon Jun 16, 2008 12:31 pm Subject:

It is a bunch of crap. Usually if you dispute the debt within the first 30 days you are safe. After the 30 days is when you get screwed. Read on what was posted at budhibbs.com:

We were told at the beginning of the month that Wolpoff & Abramson, Eskanos & Adler, and Mann Bracken were each bought out by Axiant. Each of the law firms will continue appear in court under their firm names, and all of the attorneys will still be employees of the firms, but all of their collections accounts are now merged. All non-legal personnel (everyone except attorneys) now work for Axiant. I do not know what states Wolpoff and Eskanos have actual attorneys in, but Mann Bracken is set up in Georgia, Tennessee, North & South Carolina, Virginia, Maryland, D.C., and Texas. The Mann Bracken attorneys will take Wolpoff and Eskanos accounts in those states and sue. The same goes for the other entities - they'll take Mann Bracken accounts in their "live" states and sue.

No word on who the CEO for Axiant is.

Also, Mann Bracken is reaping the benefits of arbitration in Tennessee. When they sue on an account that has an arbitration award, they simply submit the arb award to the court for confirmation. The debtor cannot even challenge it. There is no possible defense. Debtors have 60 days to appeal an arbitration award with the forum. After that, they're screwed.

Posted: Mon Jun 16, 2008 12:47 pm Subject:

Shazzers, Chase is threatening legal action against my husband. Right now it is in pre-litigation and scheduled to move to litigation near the beginning of July. They haven't said anything to me (my husband gave them authorization to deal with me on his account) about arbitration, only that he would have to show up in court if they proceed with a lawsuit. So either the arbitration is not an automatic thing, or else they just haven't sprung that part on us yet.

Posted: Mon Jun 16, 2008 12:58 pm Subject:

Well, the problem I see here is I was NEVER properly served to begin with. I'm not going to sit back and let Manns/Bracken screw me with some bogus arbitration forum, I'm not sure yet, but it seems to me I SHOULD have the right to refuse arbitration. I will be doing some extensive research on this tonight, there has to be a way of getting out of this, especially since I never received my thirty day notice. Shocked

Guest · Posted: Mon Jun 16, 2008 1:06 pm Subject:

did you try to call bud hibbs? he talks about it on his site and says to give him a call on arbitration.

Posted: Mon Jun 16, 2008 1:15 pm Subject:

No, but I have emailed him before in the past, and the only response I received was for me to seek legal council. Well, I had explained I couldn't afford legal council, so I figured it was an automatic response. Not sure if it would be worth calling him, although it couldn't hurt at this point. Confused

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